When a payment is made, COTS may collect information needed to identify the payer and allocate the payment, such as: Student or applicant name/identification number, Email address/telephone number, Course or fee details, Payment amount, date, transaction reference, and payment status. Payment-card or banking credentials are generally processed by the payment provider. COTS does not intend to collect or store full card numbers, card security codes, banking passwords, PINs, or OTPs. COTS may use payment-related information to verify and allocate payments, Issue receipts and maintain financial records, Respond to payment enquiries and resolve disputes, Meet accounting; audit, regulatory, and legal obligations, and Protect the payment facility against fraud or misuse.
COTS may share relevant information with its authorized payment provider, bank, financial or auditing professionals, technology service providers, and competent authorities where required for payment processing, institutional administration, security, or legal compliance. Information will be shared only as reasonably necessary for these purposes. COTS will take reasonable administrative and technical measures to protect payment-related information from unauthorized access, loss, misuse, or disclosure. Information will be retained only for as long as needed for the purposes described in this policy or as required by applicable law and institutional recordkeeping requirements.
The payment page or payment provider may use cookies or similar technical tools necessary to operate the payment service, maintain security, or process transactions. Any additional analytics or tracking technologies should be described in a separate notice where required. To request access to, correction of, or information about personal data held by COTS, contact cots@ptsk.org.in. COTS will respond in accordance with applicable law and institutional procedures. Online payments may be processed through a third-party payment provider. That provider’s own terms and privacy policy may also apply. Payers should review the provider’s policies before completing a transaction. COTS may update this Privacy Policy when its practices or legal obligations change. The current version will be published on the official COTS website or payment page.
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